Salary Paycheck Calculator

Enter your gross annual salary, pay frequency, filing status, state tax rate, and pre-tax deductions to estimate how much of each paycheck you actually take home.

Your numbers

Adjust the sliders or type exact values.

Gross annual salary

$20,000$400,000

Pay frequency

Filing status

State income tax rate

0%13.3%

401(k) contribution

0%20%

Other pre-tax deductions

$/mo

$0/mo$3,000/mo

Net pay per biweekly paycheck

$2,072.56

Estimate based on 2024 federal brackets and the standard deduction. Actual withholding may differ.

Gross pay per period: $2,884.62
Federal income tax: −$282.73
State income tax: −$135.58
Social Security (6.2%): −$178.85
Medicare (1.45%): −$41.83
Pre-tax deductions: −$173.08
Annual take-home pay: $53,887

Where your gross pay goes (annual)

Take-home payFederal taxState taxFICAPre-tax deductions

Estimates are for informational purposes only and do not constitute financial advice.

How take-home pay is estimated

Federal tax is computed bracket by bracket: each slice of taxable income is taxed only at its own rate, so your effective rate is always lower than your top marginal rate.

Net = Gross − Federal tax − State tax − FICA − Pre-tax deductions

Federal tax: Progressive 2024 brackets applied after the standard deduction ($14,600 single / $29,200 married)
State tax: Flat rate you enter, applied to gross minus pre-tax deductions
FICA: Social Security 6.2% (up to $168,600 of wages) + Medicare 1.45%
Pre-tax deductions: 401(k) contributions and other deductions that lower taxable income

Example: $75,000 salary, single, paid biweekly

1
Gross pay is $75,000 per year, or $75,000 ÷ 26 ≈ $2,884.62 per biweekly paycheck.
2
A 6% 401(k) contribution is $4,500/year, and the standard deduction is $14,600, so taxable income ≈ $55,900.
3
Federal tax: 10% of $11,600 + 12% of $35,550 + 22% of $8,750 ≈ $7,351 per year.
4
FICA: Social Security is 6.2% × $75,000 = $4,650 and Medicare is 1.45% × $75,000 ≈ $1,088.
5
With a 5% state rate on $70,500 ≈ $3,525, annual take-home ≈ $58,886 — about $2,265 per paycheck.