Terms of Service

By accessing or using Mortgage R US (MortgageAreUs.com), you agree to these Terms of Service. If you do not agree, please do not use the site. We may update these terms from time to time; the current version is always posted on this page.

All calculators, results, charts, and educational content on Mortgage R US are provided for general informational and planning purposes only. They are estimates based on the inputs you provide and standard mathematical formulas. Nothing on this site constitutes financial, investment, tax, or legal advice, and no result creates a professional-client relationship.

Actual loan terms, interest rates, taxes, and paycheck withholdings depend on your lender, employer, jurisdiction, and personal circumstances. Always verify figures with a qualified professional before making financial decisions.

We work hard to keep every formula correct and every tool available, but the site is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that results will be error-free or that the site will be uninterrupted.

To the fullest extent permitted by law, Mortgage R US and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of — or inability to use — the site or reliance on any result it produces.

You agree not to misuse the site, attempt to disrupt its operation, scrape it in a way that degrades service for others, or use it for any unlawful purpose.

The Mortgage R US name, site design, and original content are the property of Mortgage R US. You may use the calculators freely for personal, non-commercial purposes and may link to any page.

Questions about these terms can be sent through our contact page. We aim to respond to all inquiries within two business days.